Payments & Financing

Payments & Financing

Payment Methods Accepted

We offer secure one-time payments and flexible financing options for your purchase.

Pay in Full

  • Major credit & debit cards (processed securely via Stripe)
  • PayPal

Pay Over Time

  • Affirm (subject to approval)
  • PayPal Pay Later (subject to approval)

Your final total may include shipping and applicable taxes. Financing availability and terms are set by the lender at checkout.

Affirm: 0% APR for 12 months on orders $700+ PayPal Pay Later: Pay over time (subject to approval)
No fees from Quality Sleep Direct for using financing. Monthly payments are based on your final order total (merchandise + shipping + tax).

Affirm Disclosure: Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

PayPal Pay Later Disclosure: PayPal Pay Later is offered by PayPal and is subject to customer approval, eligibility requirements, and PayPal’s terms. Available payment options, timelines, and any applicable rates or fees (if offered) are provided by PayPal during checkout and may vary by customer and location.

How Affirm Works

  1. Add items to cart and go to checkout.
  2. Select Affirm and complete a quick eligibility check.
  3. On orders $700+, choose 12 monthly payments at 0% APR (if approved).

Eligibility: Based on lender decision. Options may vary for carts below $700.

See your options at checkout Questions? Contact us

How PayPal Pay Later Works

  1. Select PayPal at checkout, then choose Pay Later.
  2. Finish a quick approval flow with PayPal.
  3. Pick a plan PayPal offers for your order amount (subject to approval).

Terms vary by customer and are set by PayPal.

Choose PayPal at checkout

Quick Monthly Estimate (Affirm 0% APR for 12 months)

Enter your final order total (including shipping & tax):

—

Example: $1,440 total ÷ 12 = $120/mo at 0% APR.

Yes. Payments are calculated from your final order total, which includes shipping and applicable taxes.

Yes—on orders $700+ when you select Affirm and are approved for the 12-month 0% APR option.

Affirm/PayPal handle their own checks. Many approvals start with a soft credit check; some cases may involve a hard pull. Review lender disclosures at checkout.

Responsible Financing

Financing helps spread payments; please choose it only if it fits your budget. We’re happy to help you compare options.

Disclosures: Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.  PayPal Pay Later is offered by PayPal and is subject to customer approval and PayPal’s terms, which are presented at checkout.  Trademarks belong to their respective owners.